A credit score is a statistical value or number that helps lenders assess the creditworthiness of their customers based on their past credit and repayment history. Zoracles has developed an on-chain solution called the Zora Score to calculate the creditworthiness of an Ethereum wallet based on factors such as the age of the wallet, DeFi activity, and loan repayment. Credit scores are standard in traditional finance and are necessary for making and issuing loans. Zoracles has developed an API for Zora Score that allows decentralized crypto lending platforms to not require collateral due to their algorithmic scoring. This was the first in cryptocurrency projects and protocols. The Zoracles product team will implement the Zora Score in an NFT marketplace to serve as a data point for buyer and seller reputation. Hacks are common in DeFi, and this metric protects market participants from transacting with people with a bad DeFi reputation or in connection with banned wallets. Zora Score was very different from the typical scoring system of a rating agency. Consumers have the opportunity to enhance their traditional creditworthiness with complementary products and services from companies like Credit Karma and credit partners like banks. In this era of financial uncertainty and rapid advancement, the pace of crypto protocol development is no different. Zoracles has contacted several major protocols that have requested submission of th...