NPCI gives nod to WhatsApp Payments BHIM UPI beta, says interoperability must for public launch

NPCI; The National Payments Corporation of India, the underdog for all digital payments in the country, said that all partnering bodies must follow set or predefined rules and UPI guidelines to make the platform interoperable. This was in context to the speculation of Paytm accusing NPCI giving out favoring setbacks to Whatsapp for its Payments platform. Furthermore, NPCI says that it has given its consent to roll out WhatsApp BHIM UPI beta with a limited user base of 1 million and low per transaction limit. Four banks will join the multi-bank BHIM UPI model in phases and product will be rolled out once the beta test is successful. Multi-bank model has various advantages such as transaction load distribution, helps to integrate popular apps easily with BHIM UPI. The body further said that apps would only be enabled for full-scale public launch only if and when they incorporate interoperability, generate BharatQR codes and have both intents and collect payment options. This statement from NPCI comes in the wake of Paytm founder Vijay Shekhar Sharma accused by saying “Facebook is openly colonizing our payment system and is customizing UPI to their benefit. UPI was built as an India Stack; now some American monopoly arm-twists UPI for customer implementation.” The founder said that he …
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How to Change WhatsApp Payment PIN on iPhone and Android

How to Change WhatsApp Payment PIN on iPhone and Android

What if the PIN you had set for your WhatsApp Payment is not so secure, and you think that someone might easily guess it. Get rid of the fear and immediately change your WhatsApp Payment authentication PIN on your iPhone and Android to ensure no one can take the undue advantage of it.

I always make sure to avoid easy-to-guess passcodes to ensure my data remains safe. And the passcodes that I never use are 1234, 1111 etc. as they are easily guessable. So, you should stop using them as well, if you have been using them.

How to Change WhatsApp Payment PIN on iPhone and Android

How to Change WhatsApp Payment Authentication PIN on iPhone and Android

Change WhatsApp Payment PIN on iPhone

Step #1. Launch WhatsApp on your iPhone.

Step #2. Now, tap on Settings tab at the bottom right corner of the screen.

Step #3. Next, tap on Payments.

Tap on Settings then Payments in WhatsApp on iPhone

Step #4. Next up, tap on your bank account.

Tap on Bank Account in WhatsApp on iPhone

Step #5. Up next, tap on Change UPI PIN.

Tap on Change PIN in WhatsApp Payment Settings on iPhone

Step #6. Enter the old PIN. Then, enter the new one and confirm.

Change PIN for WhatsApp Payment on iPhone or Android

That’s it! The process is just as easy on Android device.

Change WhatsApp Payment PIN on Android

Step #1. Open WhatsApp on your Android device and then tap on the three dots at the top right corner.

Step #2. Now, tap on Payments and select your bank account.

Step #3. Next, tap on Change UPI PIN.

Step #4. Next up, enter the old PIN. Then, enter the one and confirm.

That’s pretty much it!

Have your say

WhatsApp’s peer-to-peer money transaction has been working very well now on my device. And I’ve already made a lot of money transaction using it. What’s been your experience so far?

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How to View WhatsApp Payment Transaction History on iPhone and Android

How to View WhatsApp Payment Transaction History on iPhone and Android

I keep an eye on the spending to ensure it doesn’t exceed my budget. It also helps me find ways to cut down on unnecessary expenses and save more money. I have just started using WhatsApp Payment to send/receive money with friends. And as usual, I’m going to keep track of the transaction. Luckily, viewing WhatsApp Payment transaction history on iPhone or Android is not a big deal.

So, if you ever start wondering how much money you sent to your friends or how many people sent you money last month, you can easily access your entire WhatsApp Payment transaction history to find out all the important detail. The messaging app ensures you are able to comfortably monitor the peer-to-peer money transaction.

How to View WhatsApp Payment Transaction History on iPhone and Android

How to View WhatsApp Payment Transaction History on iPhone and Android

View WhatsApp Payment Transaction History on iPhone

Step #1. Launch WhatsApp on your iPhone.

Step #2. Now, tap on Settings tab at the bottom right corner.

Step #3. Tap on Payments.

Step #4. Next, tap on View History. Now, navigate through your transaction history.

View WhatsApp Payment Transaction History on iPhone and Android

View WhatsApp Payment Transaction History on Android

Step #1. Launch WhatsApp on your Android device.

Step #2. Tap on the three dots placed at the top right corner.

Step #3. Now, tap on Payments.

Step #4. Next, tap on View History.

That’s it!

Browse through the transaction history.

Over to You:

So, use these steps to keep a close eye on the transaction. What has been your experience so far with the money transfer feature? Is it working reliably on your device? Toss up your views in the comments below.

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