NPCI gives nod to WhatsApp Payments BHIM UPI beta, says interoperability must for public launch

NPCI; The National Payments Corporation of India, the underdog for all digital payments in the country, said that all partnering bodies must follow set or predefined rules and UPI guidelines to make the platform interoperable. This was in context to the speculation of Paytm accusing NPCI giving out favoring setbacks to Whatsapp for its Payments platform. Furthermore, NPCI says that it has given its consent to roll out WhatsApp BHIM UPI beta with a limited user base of 1 million and low per transaction limit. Four banks will join the multi-bank BHIM UPI model in phases and product will be rolled out once the beta test is successful. Multi-bank model has various advantages such as transaction load distribution, helps to integrate popular apps easily with BHIM UPI. The body further said that apps would only be enabled for full-scale public launch only if and when they incorporate interoperability, generate BharatQR codes and have both intents and collect payment options. This statement from NPCI comes in the wake of Paytm founder Vijay Shekhar Sharma accused by saying “Facebook is openly colonizing our payment system and is customizing UPI to their benefit. UPI was built as an India Stack; now some American monopoly arm-twists UPI for customer implementation.” The founder said that he …
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Can’t See “Payments” in WhatsApp on iPhone and Android? Here Is the Fix

Cannot See Payment Option in WhatsApp

WhatsApp Payment has been rolled out in India. But the update hasn’t yet reached to all users. Hence, the chorus called “can’t see Payments in WhatsApp on my iPhone/Android device” has just gone louder.

If you are also wondering why WhatsApp Payment isn’t yet available on my mobile, there is an easy way to fix this disappointment. As this tricked has worked for many of my friends, I can say with full confidence that it will, ten to one, click for you as well. So, without making much ado, let’s cut the chase!

Cannot See Payment Option in WhatsApp

Cannot See “Payments” Option in WhatsApp on iPhone and Android? Try Out This Simple Trick to Bring It ON

Solution #1: Update Your App to the Latest Version

Step #1. First and foremost, update WhatsApp to the Latest Version, if you haven’t done it as yet.

Step #2. To do so;

  • On your iPhone: Open App Store → tap on Updates tab at the bottom → then tap on Update button next to WhatsApp.
  • On your Android Device: Open Play Store → tap on the menu button at the top left corner of the screen → tap on My apps & games → tap on Update button next to WhatsApp.

Step #3. Once you have updated the messaging app, open it.

  • On your iPhone: Tap on Settings tab at the bottom → now you should see “Payments” option.
  • On your Android device: Tap on the three dots at the top right corner → tap on Settings. Most likely, Payments option should be available now.

Solution #2: Tell Your Friend to Attempt to Send You Money

If the first trick didn’t work and you still don’t the peer-to-peer money transfer feature in the messaging app, ask one of your friends (who can use this feature) to attempt to send you money.

  • On iPhone: Launch WhatsApp → open the conversation → tap on “+” button and select Payment.
  • On your Android device: Launch WhatsApp → open the conversation → tap on clip icon and select Payment.

When your friend taps on Payment, he/she will get an alert saying something like, “XXX needs to update WhatsApp to be able to receive money.”

Now, force quit WhatsApp if it’s open on your device.

  • On your iPhone: Double press the Home button to bring up App Switcher and then swipe up on the app card to kill it. (On your iPhone X, swipe up from the gesture bar and hold. Now, touch and hold the app card you want to force close. Then, either swipe up on the app card or tap on the “-“ red button to close it.)
  • On your Android Device: On the most android device, app switcher button is located at the bottom right corner. Then, swipe up on the app card to close it.

Next, restart your device. Once your device has rebooted, open WhatsApp and check out if Payments option is available.

Most probably, it would be up and ready to let you send/receive money.

Get Started!

If WhatsApp Payment has become available on your device, follow this complete guide to set up and use the peer-to-peer money transfer feature.

You might want to read these posts as well:

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How to send money using WhatsApp payments

WhatsApp started rolling out WhatsApp Payments, UPI (Unified Payments Interface)-based payments service for WhatsApp for Android beta as well as iOS users earlier this week. Now it has started rolling out widely for more users on both the platforms. It supports over 70 banks, including Paytm Payments Bank and Airtel Payments. This will take on Google’s Tez mobile payments service that was launched last year.  Here we can see how to use WhatsApp Payments to send money. Before that, you need to remember that both the sender and receiver need to have the WhatsApp Payment option enabled for a transaction to be made, and also your WhatsApp number needs to be linked to your Bank account. How to send and receive money using WhatsApp Payments Go to Settings > Payments to set up WhatsApp Payments or Go to a contact and click the Attachment icon next to the text field and select payment (This doesn’t work if your friend doesn’t have Payments set up) Now Accept the terms. Verify your phone number and Click Done. Now the Setup is Complete Add your Bank account from the list if over 70 banks. If you don’t have UPI …
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WhatsApp is beta testing p2p mobile payments in India

User to user payments on WhatsApp are finally starting to roll out in India, after what we can only surmise was a pretty lengthy development period of over 10 months, since the first public mention of the feature. It is rolling out gradually to beta testers in the country, meaning that a full release should be coming shortly. In accordance with earlier info, WhatsApp user to user payments are done trough UPI or Unified Payments Interface – India’s popular digital payment system, already adopted by all major banks and even some services in the country. WhatsApp payments… – Latest articles

WhatsApp payments now showing for beta testers in India, but not fully working yet

We’ve known for a while that WhatsApp has been prepping a built-in payment service for its users in India, and the beta version of the app is now showing the new payments interface. The feature plugs into the UPI (Unified Payments Interface) program that includes many of the country’s most popular banking institutions.

Although not officially announced by the company yet, beta testers have noticed a payment option in the attachment menu between Document and Gallery.

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WhatsApp payments now showing for beta testers in India, but not fully working yet was written by the awesome team at Android Police.

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