Bitcoin Will Become World’s Single Currency Within 10 Years, Says Twitter CEO

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Speaking of the current cryptocurrency king, Twitter and Square CEO Jack Dorsey said that he believes Bitcoin will become the world’s single currency within the next ten years.

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There’s a currency miner in the Mac App Store, and Apple seems OK with it

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Enlarge / A version of Calendar 2 downloaded on Sunday from the Mac App Store.

Resource-draining currency miners are a regular part of the Google Play market, as scammers pump out apps that covertly harness millions of devices, in some cases with malware so aggressive it can physically damage phones. A popular title in the Mac App Store recently embraced coin mining openly, and so far Apple gatekeepers haven’t blocked it.

The app is Calendar 2, a scheduling app that aims to include more features than the Calendar app that Apple bundles with macOS. In recent days, Calendar 2 developer Qbix endowed it with code that mines the digital coin known as Monero. The xmr-stack miner isn’t supposed to run unless users specifically approve it in a dialog that says the mining will be in exchange for turning on a set of premium features. If users approve the arrangement, the miner will then run. Users can bypass this default action by selecting an option to keep the premium features turned off or to pay a fee to turn on the premium features.

Feels like the first time

If Calendar 2 isn’t the first known app offered in Apple’s official and highly exclusive App Store to do currency mining, it’s one of the very few. The discovery comes as sky-high valuations have pushed the limits of currency mining and led to a surge of websites and malware that surreptitiously mine digital coins on mobile devices, personal computers, and business servers. Calendar 2 is slightly different in the sense that it clearly discloses the miner it runs by default. That puts it in a grayer zone than most of the miners seen to date.

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The Marshall Islands Is Most Recent Nation to Make Crypto an Official Currency

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On February 26, the Republic of the Marshall Islands (R.M.I.) passed a law approving the launch of Sovereign (SOV), the first cryptocurrency issued as legal tender by a sovereign nation.

“This is a historic moment for our people, finally issuing and using our own currency, alongside the USD. It is another step of manifesting our national liberty,” said R.M.I. President Hilda C. Heine in a media release.

The R.M.I. plans to distribute SOV later in 2018 via an initial coin offering (ICO). David Paul, minister-in-assistance to President Heine, told Reuters the nation will cap SOV supply at 24 million tokens, with that number chosen in reference to the R.M.I.’s 24 municipalities. He noted that a presale for those initial coin offerings will begin “soon.”

Neema, an Israeli startup, is developing the technology to support SOV and will oversee both the presale and the coin offerings.

“SOV will mark a new era for cryptocurrency,” said Neema CEO Barak Ben-Ezer in the media release.

“SOV is about getting rid of the excuses why not to shift to crypto — it’s real money, and it provides the golden path between an open ledger and total anonymity. It gives users the power to decide when and what to disclose,” he added.

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The timing of the R.M.I.’s decision to issue a cryptocurrency is likely linked to budgetary concerns.

The U.S. currently sends the R.M.I. $ 60 million in foreign aid every year, but in 2023, that figure will drop to $ 30 million. According to the R.M.I. media release, the nation’s entire budget is $ 100 million, so it stands to lose nearly a third of that budget just five years from now.

To combat the turmoil the drop in aid is likely to cause, the island nation plans to place 50 percent of what it earns via its initial coin offerings into a national trust fund.

The R.M.I. will split the rest of the money across three areas.

Between 1946 and 1958, the U.S. used the R.M.I. as a nuclear testing site, so 20 percent of the remaining funds will go toward providing citizens affected by those nuclear tests with healthcare and support.

The nation will also give 20 percent of the funds directly to R.M.I. resident-citizens in the form of SOV. Those citizen will then have the opportunity to use the crypto as a form of exchange just like they would “regular money.”

The R.M.I. will place the final 10 percent into a Green Climate Fund. The nation is highly susceptible to the negative impacts of climate change, and this fund will help it transition to clean energy and address issues like overfishing.

While it is not the first nation to dabble in cryptocurrencies, R.M.I. insists its SOV is unique, noting in the media release that Venezuela’s petrol (PTR) is not actually the nation’s legal tender. Of the other nations that have recently considered cryptocurrencies — Iran, Russia, and Israel — none have committed as much as the R.M.I. towards the initial venture.

Ultimately, the Marshall Islands could emerge as a shining example for others to follow on the road to legitimizing digital coins, or a cautionary tale illustrating what can go wrong when governments get involved with cryptocurrencies.

Disclosure: Several members of the Futurism team, including the editors of this piece, are personal investors in a number of cryptocurrency markets. Their personal investment perspectives have no impact on editorial content.

The post The Marshall Islands Is Most Recent Nation to Make Crypto an Official Currency appeared first on Futurism.

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Currency Symbols: How to Type the British Pound Symbol on Your iPhone

Have you ever found yourself wondering, “How do I use the pound symbol on my phone?” Britain’s Pound Sterling is the fourth most traded currency in the world at the moment, and 3.2 million people traveled to Great Britain last year for vacations or business—that’s a lot of people needing to change their money to pounds! Let’s get started learning how to type the pound symbol on your iPhone’s keypad so that you can communicate easily and effectively about Britain’s currency wherever you are in the world.

Related: How to Enable the One-Handed Keyboard in iOS 11 on iPhone

If your iPhone is currently set to the English keyboard, you have seven different currency symbols, including the pound, available to you. To access the currency symbols first open an application that requires typing, such as Messages.

  • With the keyboard on screen, tap the 123 button in the lower left corner.

  • Tap and hold your finger on the dollar sign, your other currency options will pop up.

pound currency symbol iphonehow to type pound symbol iphone

  •  Keeping contact with the screen, slide your finger up and over to the pound symbol.
  • Now lift your finger up, and the pound sign will appear in your message.

pound symbol iphone keypadcurrency symbols

There’s one more place to find the pound sign on your keyboard.

  • Tap on 123.
  • Tap on #+=.

currency symbols iphoneiphone pound symbol

  • Tap on the pound sign in the keyboard.

where is the pound symbol on iphone

 

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Currency Symbols: How to Type the Euro Symbol on Your iPhone

Have you ever needed to use the euro symbol on your phone but been unable to find it? You’re far from the only one who’s had this currency symbol issue! The euro is the second most traded currency in the world at the moment. This is because not only is it used by 19 out of the 28 member nations of the EU, but also by more than 210 million people in countries around the world that peg their exchange rate to the value of the euro for stability. Let’s get started learning how to type the symbol for euro on your iPhone’s keypad so that you can communicate easily and effectively about the European Union’s official currency wherever you are in the world.

Related: How to Enable the One-Handed Keyboard in iOS 11 on iPhone

If your iPhone is currently set to the English keyboard, you have seven different currency symbols, including the euro, available to you. To access the currency symbols first open an application that requires typing, such as Messages.

  • With the keyboard on screen, tap the 123 button in the lower left corner.
  • Tap and hold your finger on the dollar sign, your other currency options will pop up.

euro symbol iphoneeuro sign phone

  • Keeping contact with the screen, slide your finger up and over to the euro symbol.
  • Now lift your finger up, and the euro symbol will appear in your message.

euro symbol iphone keyboardeuro symbol on iphone

There’s another way to find the euro symbol on your keypad as well.

  • Tap on 123.
  • Tap on #+=.

euro symbol iphonetype euro symbol on iphone

  • Now tap the euro symbol on the keyboard.

euro symbol on phone

 

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Currency Symbols: How to Type the Yen Symbol on Your iPhone

Have you ever had the frustration of needing to use the yen symbol in a text or email and being unable to find it on your phone? After all, in addition to being Japan’s currency, the yen is Asia’s most traded currency, and the third most traded currency in the world. So surely Apple must have a way for iPhone users to type the yen symbol, right? Good news, there’s an easy trick for typing the yen symbol on your phone. Let’s learn how to type the yen symbol on your iPhone’s keypad .

Related: How to Enable the One-Handed Keyboard in iOS 11 on iPhone

If your iPhone is currently set to the English keyboard, you have seven different currency symbols, including the yen, available to you. To access the currency symbols first open an application that requires typing, such as Messages.

  • With the keyboard on screen, tap the 123 button in the lower left corner.

  • Tap and hold your finger on the dollar sign; your other currency options will pop up.

yen symbol iphoneyen symbol

  • Keeping contact with the screen, slide your finger up and over to the yen symbol.
  • Now lift your finger up, and the yen sign will appear in your message.

yen on iphone keypadjapanese yen symbol iphone

There’s one more way to find the yen symbol:

  • Tap on 123.
  • Tap on #+=.

yen symbol iphonetype japanese yen symbol

  • Choose the yen character from the options that appear.

yen symbol on phone

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Bitcoin could face new regulations in the U.S. after top financial cops and lawmakers raise new fears about virtual currency

A hearing Tuesday in the Senate could be a preview of what’s to come.

Leading U.S. financial regulators expressed an uneasiness Tuesday with the rapid rise of bitcoin — and signaled that new regulation of virtual currency could be on the horizon.

For lawmakers on the Senate Banking Committee, their hearing this morning elucidated a fresh sense that federal law may not be fully equipped to deal with a virtual currency that’s now valued at around $ 113 billion — not to mention the potential for theft and fraud and the arrival of so-called initial coin offerings, which are essentially fundraising rounds that rely on digital tokens.

In response, regulators at two key federal agencies — the Securities and Exchange Commission and the Commodity Futures Trading Commission — sought to strike a delicate balance in their testimony to the Senate panel. They acknowledged there are gaps in consumer and investor protections but stressed their interest in sparing a new, innovative market from too much early regulation.

Still, Democrats and Republicans alike continued to return to the same question: Is a new law governing bitcoin buying, selling and enforcement necessary?

“We may be back with our friends from Treasury and the Fed to ask for additional legislation,” said Jay Clayton, the leader of the SEC, referring to the Treasury Department and the Federal Reserve.

To be sure, bitcoin isn’t totally unregulated. By definition, the SEC regulates all securities — including bitcoin in cases where the virtual currency doubles as an investment vehicle, such as a stock. At the CFTC, meanwhile, the agency determined back in 2015 that bitcoin qualifies as a “commodity” that it can monitor under federal law.

But they do face limits in their oversight, which the agencies’ leaders acknowledged Tuesday. Neither entity has oversight when it comes to so-called “spot markets,” for example, or hubs like Coinbase where consumers can buy and sell bitcoin directly. Those largely are regulated by the individual states, and in the eyes of some critics, perhaps not very effectively.

“The spot market for bitcoin is not a regulated marketplace,” said the CFTC’s leader, Chairman J. Christopher Giancarlo. Federal enforcers can pursue “fraud and manipulation,” he said, “but we don’t have the ability to set the standards in those markets.”

For that to change, it would fall to Congress. While lawmakers on Tuesday didn’t offer any specific proposal to regulate bitcoin, many Democrats and Republicans came armed with a litany of concerns or criticisms about cryptocurrency — and the government’s ability to handle it.

Democratic Sens. Sherrod Brown and Jack Reed, for example, expressed doubts the federal regulators have enough technologists on hand to grapple with the rise of bitcoin.

For GOP Sen. Richard Shelby, the fear is “where the bottom is” when it comes to the value of virtual currency, which has whipsawed over the last few months — and lost as much as half its value in just weeks. After trading as high as $ 20,000 last year, it was worth under $ 7,000 as the hearing came to a close.

To Democratic Sen. Mark Warner, the cybersecurity of bitcoin platforms remains a challenge. His comments came on a day that South Korean officials alleged that North Korea is behind a major new theft of bitcoin.

Democratic Sen. Joe Donnelly pressed regulators on what they were doing to help “retail” investors — average Americans who have seized on bitcoin mania. In response, the CFTC’s Giancarlo said his agency and others had sought to arm libraries — where bitcoin is among frequent searches — with information about the industry.

Fellow Democratic Sen. Catherine Cortez Masto raised the recent trend of companies adding “blockchain” to their names to squeeze out more market value. Federal officials shared her complaints.

And many expressed their doubts with initial coin offerings, or ICOs. Democratic Sen. Elizabeth Warren sought to point out that none of the roughly $ 4 billion so far raised through ICOs had registered properly with the SEC, potentially depriving investors of information that might affect their decision making.

In recent weeks, the SEC has taken explicit aim at these ICOs, warning some and penalizing others. “Experience tells us that while some market participants may make fortunes, the risks to all investors are high. Caution is merited,” warned SEC and CFTC leaders in an op-ed in the Wall Street Journal last month.

On Tuesday, the agency’s leader, Clayton, stressed to the Senate: “We’ve made it clear what the law is.”

For now, though, committee leaders signaled they’d be interested in legislation that might address some of these ills. But Sen. Mike Crapo, the panel’s Republican chairman, suggested to the financial regulators who testified that they had to come to him with a proposal first.

“I would ask you to get back to me on recommendations … legislative system and whether we need to provide further clarification from Congress,” he said.


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North Korea hackers steal bitcoin by targeting currency insiders

Bitcoin values are skyrocketing, and North Korea appears to be trying to profit from that virtual gold rush. Secureworks reports that the Lazarus Group (a team linked to the North Korean government) has been conducting a spearphishing campaign again…
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First Look: Tapjoy Adds Custom Exchange Rates and Permanent Currency Sales to Offerwall Plus

MMW learned Monday that Tapjoy — the Maximum Impact Platform for mobile advertisers and app developers — is launching two innovative features to its advertising offerwall: Custom Exchange Rates and Permanent Currency Sales.

The new features expand upon the already sophisticated capabilities of Tapjoy’s Offerwall Plus and enable app developers to maximize ad revenue by customizing their monetization strategy for different user groups.

The features were released in conjunction with Tapjoy’s latest Maximum Impact Report, “Tips to Maximize Offerwall Revenue During the Holidays.” Offering best practices on how to integrate, promote and customize in-app offerwalls during the holiday season, the complete report can be downloaded from Tapjoy’s website at tapjoy.com/MaximumImpact.

The report also reveals insightful data on the impact an offerwall has on application revenue. Aside from generating incremental ad-based revenue, offerwalls typically help publishers increase In-App Payment (IAP) revenue as well. Recent data from Tapjoy’s publisher network shows that in-app spend per user increased an average of 172 percent during the first week after their initial offerwall engagement. Tapjoy’s data also revealed that apps monetizing via rewarded video ads alone generate about half the revenue per unique ad viewer (ARPDUV) as apps that monetize through both videos and an offerwall combined.

Tapjoy’s Offerwall Plus features thousands of opt-in, rewarded advertisements from hundreds of leading brands and trusted partners, allowing app users to earn free virtual currency by engaging with the ads of their choice.

Additional details are available from Tapjoy here.

The post First Look: Tapjoy Adds Custom Exchange Rates and Permanent Currency Sales to Offerwall Plus appeared first on Mobile Marketing Watch.


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